Answers to the key questions first-time buyers need to know about their home warranty
What is a Home Warranty?
A Home Systems and Appliances Service Agreement helps homeowners reduce the overall cost of owning a home by protecting them against unexpected system and appliance breakdowns.
What Items or Systems Does this kind of Home Warranty Cover?
A Home Warranty Service Agreement covers major systems and appliances that malfunction or break from normal wear and tear. These expensive-to-repair items such as air conditioning and heating units, electrical wiring, refrigerator, oven, dishwasher and garage door opener will age over time, making repairs inevitable. A Service Agreement offers protection from these repairs.
How Does a Home Warranty Service Agreement Differ from Home Insurance?
Homeowner’s insurance is often included in a homeowner’s mortgage and covers loss from incidents like fire, storms and vandalism. A Home Warranty Service Agreement covers major systems and appliances within a home from breakdowns caused by normal wear and tear. The two are complementary and do not overlap coverage.
How Does the Service Work for Homeowners?
When a covered item breaks down, homeowners simply log their service request online in a few easy steps, or they can call our toll-free number 24 hours a day. Your request will be dispatched to an approved and insured contractor in your area. They will contact the homeowners to set up an appointment, or they may call them directly to expedite the process. When the contractor comes to their home, the homeowners will pay a low service fee that varies by state. The contractor makes the covered repairs and bills 2-10 HBW for all of the work. Your homeowners are covered, so they owe nothing more.
Are Home Warranty Service Agreements for Systems and Appliances Transferable Between Owners?
Yes, these home warranty products are transferable at the time a home changes hands and the costs can be included in the price of the home. In fact, a home warranty is likely to increase the final sales price of a home. A legal document, such as the HUD statement will be required to ensure the Service Agreement being transferred to the correct individual. After the remaining term of the warranty, the new owners will simply have to renew their home warranty coverage on an annual basis.
Do These Warranties only Cover New Homes?
While systems and appliances warranties are certainly recommended for new homes—along with structural warranties that we sell to builders of new homes—2-10 HBW offers a variety of products to cover owners of both new and used homes.
Remember that a breakdown can occur at any time, even in new homes. Newer systems and appliances are more complex and can cost substantially more to repair. A 2-10 HBW warranty protects you from these unexpected repairs. HBW customers who have been in their homes for three years or less place an average of two claims each year.
How Much do Home Warranties Cost?
The average cost of a basic plan ranges from $400 to $600 a year, with more complex plans adding $100 to $300. Costs for home warranty plans are usually paid up front before the coverage become effective.
Home Warranty Service Agreements protect homeowners from unforeseen repairs and replacements. Visit 2-10.com to find out more!
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Sometimes we all get so busy that we forget the loved one that is always waiting for us at the door. During this holiday time, we searched for several articles that may help with keeping your favorite furry friend content during all the rush.
Dog Treats at Christmas
Besides an “atta boy” and pat on the head from you, the next greatest reward your dog likes is a yummy treat. What’s more, giving your dog a treat makes you feel good, too. The very act of rewarding your best friend with his favorite treat not only reinforces training, but helps solidify the bond you share with your canine companion.
Fortunately, organic Christmas treats are a way you can spoil your dog without giving him an unhealthy snack. If you do not have access to a doggy bakery, you can find several healthy choices online, the healthiest being an organic or all natural treat.
For instance, Pampered Paw Gifts offers dog lovers organic and all natural products like salt free Christmas doggy cakes made with a rice cake and yogurt frosting, decorated in holiday colors, and trimmed in doggy bones.
The Christmas doggy treats look like pastries that come from a high-end human bakery and are exquisitely decorated in holiday colors in various dog-themed shapes. They not only look good enough for a person to eat for a Christmas treat, but are made with the finest human-grade ingredients. So, if your dog is willing to share with you, there is no harm in taking a nibble.
Other delectable dog treats you can expect to find online are cookies, bon bons, paw prints, paw cups, bones, reindeer, presents, mittens, santa paws, snowflakes, and wag sticks made from a peanut butter recipe and iced with yogurt. All items are free of byproducts, artificial color and flavors, and preservatives.
Listed below are other safe Christmas dog treats:
ifts for Your Pets during the Holidays
‘Tis the season for gift giving and warm holiday cheer. It is important not to forget the furry members of your family during the Holidays. To help you, we have created a list of fun gift ideas for cats and dogs!
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