Columbia New Home Blog
Boo at the Zoo– Columbia
Lions and tigers and goblins, oh my! Join Riverbanks Zoo and Garden
for a Halloween spook-tacular, Boo at the Zoo. Children 12 and under are invited to wear costumes for a spook-fest!
South Carolina State Fair
- Columbia, SC - Oct 11 to Oct 22, 2017
Equine events, Heritage Village, crafting shows, prince & princess pageant, fair food, entertainment and more.
Carolina Downhome Blues Festival– Camden
The Carolina Downhome Blues Festival is a blues “club crawl” with performances in the cozy theater of the Fine Arts Center of Kershaw County , plus gigs in bars and restaurants in town, up close and personal, the way the blues were meant to be.
- Columbia, SC - Oct 13 to Oct 15, 2017
This Columbia Oktoberfest will have authentic German food, live oompah bands and lots of beer. Hosted by Incarnation Lutheran Church. Admission is free. Entertainment includes the German Friendship Folk Dancers, the Walhalla Bavarian Dancers, The German Connection Band and Die Lustigen Musikanten. Lunch and Dinner menu includes wiener schnitzel, jaegerschnitzel, weisswurst and bratwurst with sauerkraut, spaetzle, kartoffelsalat (potato salad) and more. Beers on Tap from Conquest Brewery, Carolina Brewery, Becks, Widmer and more. Location: 3005 Devine Street, Columbia, SC 29205
- Little River, SC - Oct 14 to Oct 15, 2017
22,000 visitors for a shrimp cook out, kids activities, over 150 vendors, arts and crafts, fresh local seafood, and entertainment. Held at the Little River Waterfront, 4460 Mineola Ave., Little River, SC.
South Carolina Sweet Potato Festival
- Darlington, SC - Oct 14, 2017
9am to 4pm on Saturday. More than 100 craft, food, and arts vendors, live entertainment, music, puppets, exhibits, an antique car show, appearances by Spud, and plenty of funnel cakes and sweet potato pies!
- Walhalla, SC - Oct 20 to Oct 22, 2017
This annual South Carolina Oktoberfest in Walhalla will have live music, food, Oktoberfest dancers, 5K road race, carnival rides, arts and crafts, and family friendly activities. Kids ride the carnival rides all day on Sunday for only $12! Admission is $5 for adults and $3 for children ages 3-10. Location: Sertoma Field Walhalla, SC 29691
Greer Station Oktoberfest
- Greer, SC - Oct 21, 2017
Two stages of German oompah bands, German food and beer from Warsteiner. Local artists work will also be on display in downtown Greer. Menu items include knackwurst, bratwursts, fresh pretzels, kettle korn and lots more. Sample a large selection of German beers and wines.
Conveniently located near I 20, Fort Jackson and Downtown Columbia , Woodcreek Farms i s minutes from grocery stores, schools and everyday shopping. Enjoy the amenities of the prestigious golf community and the 2,300 acres of natural area. Search for your new home today and ask about the building oppurtunites available or currently under construction!
Here are four great reasons to consider buying a home today, instead of waiting.
1. Prices Will Continue to Rise
CoreLogic’s latest Home Price Index reports that home prices have appreciated by 6.7% over the last 12 months. The same report predicts that prices will continue to increase at a rate of 5.0% over the next year.
The bottom in home prices has come and gone. Home values will continue to appreciate for years. Waiting no longer makes sense.
2. Mortgage Interest Rates Are Projected to Increase
Freddie Mac’s Primary Mortgage Market Survey shows that interest rates for a 30-year mortgage have hovered around 4%. Most experts predict that rates will rise over the next 12 months. The Mortgage Bankers Association, Fannie Mae, Freddie Mac and the National Association of Realtors are in unison, projecting that rates will increase by this time next year.
An increase in rates will impact YOUR monthly mortgage payment. A year from now, your housing expense will increase if a mortgage is necessary to buy your next home.
3. Either Way, You Are Paying a Mortgage
There are some renters who have not yet purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s.
As an owner, your mortgage payment is a form of ‘forced savings’ that allows you to have equity in your home that you can tap into later in life. As a renter, you guarantee your landlord is the person with that equity.
Are you ready to put your housing cost to work for you?
4. It's Time to Move on With Your Life
The ‘cost’ of a home is determined by two major components: the price of the home and the current mortgage rate. It appears that both are on the rise.
But what if they weren’t? Would you wait?
Look at the actual reason you are buying and decide if it is worth waiting. Whether you want to have a great place for your children to grow up, you want your family to be safer or you just want to have control over renovations, maybe now is the time to buy.
If purchasing a home for you and your family is the right thing for you to do this year, buying sooner rather than later could lead to substantial savings.
We previously informed you about a study conducted by TransUnion titled, “The Bubble, the Burst and Now – What Happened to the Consumer?” The study revealed that 1.5 million homeowners who were negatively impacted by the housing crisis could re-enter the housing market between 2016-2019.
Recently , HousingWire analyzed data from the US Bankruptcy Courts and revealed that 6 million Americans will have their bankruptcies disappear off their credit reports over the next five years and that this could “ possibly send a flood of more homebuyers into the housing market. ”
The chart below shows the total number of bankruptcies filed by year in the US over the last 10 years. The light blue bars represent over 3.3 million people who have already waited the 7 years necessary for their reports to no longer include their bankruptcies.
- Richland County Government offices will be open for business 8:30 a.m.-5 p.m.
- Stay protected from mosquitoes. Birds infected with West Nile virus were recently discovered in Richland County. When outdoors, apply mosquito repellent and wear protective clothing.
- Glasses on. Glasses off. Glasses on. Wear solar glasses before totality, take them off during totality and put them back on after totality. It is only safe to take off solar glasses during the moment of totality when the sun is blocked by the moon.
- Visit rcgov.us and tune in to RCTV (Spectrum Ch. 1302, Spectrum Ch. 2 in some parts of the County or AT&T U-Verse Ch. 99) for information about the eclipse. Follow Richland County on Facebook and Twitter (@RichlandSC) for eclipse news and updates.
- Richland County EMS crews will carry extra bottles of water to hand out.