Sunday morning question: What do Robert Streb, Russell Knox, Tommy Gainey, Ben Martin, Ted Potter, William McGirt, Scott Stallings, Russell Henley, and Michael Thompson have in common?
Answer: All have won PGA Tour tournaments, and all have competed in recent Woodcreek Classics at the Members Club’s Woodcreek Course.
“I use those names to illustrate the caliber of player we will have here,” said Terry Johnson, regional tournament director for the Swing Thought Tour in previewing the 10th annual Woodcreek Classic, set to begin Wednesday.
Johnson, a PGA of America professional, has been involved with the Swing Thought Tour and its predecessors since 2011, and marvels at the quality of players striving to climb the ladder in professional golf.
“Watching golfers participate at this level and grow into PGA Tour players is special to me,” he said. “Those names I mentioned are just some who have won on the big tour. There are others whose names you hear on television on Sunday afternoon or have won on the Web.com Tour.
“There are also players such as Wesley Bryan (Chapin/USC), who lost here in a playoff one year and this year has won three times on the Web.com Tour and will be on the PGA Tour next year. Adam Hart (Columbia) lost in a playoff here last year, and he’s playing in the Wyndham Championship this week.”
He could add a couple more names to the Woodcreek-PGA Tour winner list – Keenan Bradley and Kevin Kisner.
The folks at Woodcreek like to recall Bradley earned $900 at the Tom Fazio-designed course in 2009. Two years later, he banked more than $3.3 million, won the PGA Championship and partnered with Phil Mickelson to sparkle on the 2012 U.S. Ryder Cup team. Meanwhile, Aiken native/resident Kisner won at Sea Island this season and, like Wofford College graduate and Spartanburg area resident McGirt, ranks in the top 20 in both earnings and FedEx points.
Stories such as Bradley’s “I knew you when” climb to stardom keep the membership eager for another tournament, but the biggest winner will be the tournament’s charity, the Ronald McDonald House. This year’s donation will raise the tournament’s 10-year contribution to $150,000.
“There are so many components to an event, and the biggest one is charity,” Johnson said. “What has been done here is amazing.”
Indeed, the tournament is a labor of love for members of the Members Club who must secure volunteers, help arrange housing for some players, work with sponsors and work through a myriad of details to assure the event runs smoothly. Volunteer coordinator Tudy Clark has lined up 160 volunteers _ some club members, some not. “A lot of them come back every year,” she said.
The week’s schedule includes practice rounds Sunday, Monday and Tuesday, the pro-am tournament Tuesday afternoon and the main event Wednesday through Saturday. Play begins at 7:30 a.m. Wednesday and Thursday, and at 8 a.m. Friday and Saturday. Fans are welcome to attend free of charge.
Tuesday, August 23 Pro Am Tournament
11:00 a.m. Registration Woodcreek Pro Shop
11:00 a.m. Lunch at Woodcreek Clubhouse
12:30 p.m. Shotgun Start
5:30 p.m. Pro Am Awards, Reception and Dinner
Wednesday, August 24 – Thursday, August 25
Tournament play begins at 7:30 a.m. each day
Friday, August 26 – Saturday, August 27
Tournament play begins at 8:00 a.m. each day
Here are four great reasons to consider buying a home today, instead of waiting.
1. Prices Will Continue to Rise
CoreLogic’s latest Home Price Index reports that home prices have appreciated by 6.7% over the last 12 months. The same report predicts that prices will continue to increase at a rate of 5.0% over the next year.
The bottom in home prices has come and gone. Home values will continue to appreciate for years. Waiting no longer makes sense.
2. Mortgage Interest Rates Are Projected to Increase
Freddie Mac’s Primary Mortgage Market Survey shows that interest rates for a 30-year mortgage have hovered around 4%. Most experts predict that rates will rise over the next 12 months. The Mortgage Bankers Association, Fannie Mae, Freddie Mac and the National Association of Realtors are in unison, projecting that rates will increase by this time next year.
An increase in rates will impact YOUR monthly mortgage payment. A year from now, your housing expense will increase if a mortgage is necessary to buy your next home.
3. Either Way, You Are Paying a Mortgage
There are some renters who have not yet purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s.
As an owner, your mortgage payment is a form of ‘forced savings’ that allows you to have equity in your home that you can tap into later in life. As a renter, you guarantee your landlord is the person with that equity.
Are you ready to put your housing cost to work for you?
4. It's Time to Move on With Your Life
The ‘cost’ of a home is determined by two major components: the price of the home and the current mortgage rate. It appears that both are on the rise.
But what if they weren’t? Would you wait?
Look at the actual reason you are buying and decide if it is worth waiting. Whether you want to have a great place for your children to grow up, you want your family to be safer or you just want to have control over renovations, maybe now is the time to buy.
If purchasing a home for you and your family is the right thing for you to do this year, buying sooner rather than later could lead to substantial savings.
We previously informed you about a study conducted by TransUnion titled, “The Bubble, the Burst and Now – What Happened to the Consumer?” The study revealed that 1.5 million homeowners who were negatively impacted by the housing crisis could re-enter the housing market between 2016-2019.
Recently , HousingWire analyzed data from the US Bankruptcy Courts and revealed that 6 million Americans will have their bankruptcies disappear off their credit reports over the next five years and that this could “ possibly send a flood of more homebuyers into the housing market. ”
The chart below shows the total number of bankruptcies filed by year in the US over the last 10 years. The light blue bars represent over 3.3 million people who have already waited the 7 years necessary for their reports to no longer include their bankruptcies.
ICEHOUSE AMPHITHEATER: The 246th Army Band will play a free concert at 7 p.m. Monday, July 3, before a fireworks display. 107 W. Main St., Lexington.
SALUDA SHOALS PARK: The Lake Murray Symphony Orchestra’s Star-Spangled Symphonic Salute is 8 p.m. Monday, July 3. 5605 Bush River Road. $5 per car.LEXINGTON COUNTY PEACH FESTIVAL: There’s something oh so American about a day that includes a peach recipe contest, a car show, a peach parade, live music and, obviously, fireworks. The festival starts at 9 a.m. Tuesday, July 4, at the Gilbert Community Park with fireworks at 10 p.m. 110 Rikard Circle, Gilbert.
"Star Spangled Symphonic Salute" Concert | Lake Murray Symphony Orchestra
Saluda Shoals Park!
Patriotic concert at Saluda Shoals Park! Broadway songs, patriotic music and sing-a-longs. Bring picnic blanket or chair. Children's activities. 7pm. More here.
246 Army Band | Icehouse Amphitheater
Monday, July 3, 2017
Uncle Sam Jam | Mount Pleasant Pier
Tuesday, July 4, 2017
To start the year, housing experts all agreed on one thing: 2017 was going to be the year we would see mortgage interest rates begin to rise. After years of historically low rates, and an improving economy, the question wasn’t if they would increase but instead how much they would increase . Some thought we could see rates hit 5-5.5% by the end of the year.
However, the exact opposite has happened. Instead of higher rates as we head into the middle of 2017, we now have the lowest rates of the year (as reported by Freddie Mac ). Here is a graph of mortgage rate movement since the beginning of the year: