Millennials Flock Towards Low Down Payment Programs

  • By Eddie Yandle
  • 24 Oct, 2017

Columbia Renters Are Converting to Home Owners!

Millennials Flock Towards Low Down Payment Programs


A report  released by Down Payment Resource shows that 61% of first-time homebuyers purchased their homes with a down payment of 6% or less.

The trend continued among all buyers with a mortgage, as 73% made a down payment of less than 20%.

An article  by Chase  points to a new wave of millennial homebuyers:

“We teamed up with Google to help us better understand what customers are searching for and how the home buying landscape is evolving. We found that millennials and first-time homebuyers are making a big splash in the market, and affordability remains top of mind.”

Among millennials who purchased homes, David Norris, Loan Depot’s Head of Retail Lending,  said:

“It’s clear from the survey results that Millennials have a lot of anxiety built up about the home buying process.

There is good news, however, as there’s more flexibility than most Millennials think regarding how to qualify for a loan and what’s needed for a down payment.”

Bottom Line

If you are one of the many millennials who is debating a home purchase this year, let’s get together to help you understand your options and set you on the path to preapproval.



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By Eddie Yandle 22 Nov, 2017
Thanksgiving 2017- What are you doing? If you happen to be looking for a place to eat while traveling or with your family, we searched a few spots that are open nationally as well as locally. 

National restaurants open list- Click here- Thanks, Newsweek! 

Local hot spots in Columbia, SC - From The State
By Eddie Yandle 18 Nov, 2017
Locations:
Where you want to live


Technology:  
Enhanced wiring package + USB charging stations.
Z-Wave Home automation and door locks with integration ability to Alexa, Google Home and Apple Home Products.


Energy Efficiency:
Real energy efficiency, by using top notch building concepts and materials.


Storage:
Storage options everyone can use as lifestyles change.


Innovative Plans:
Open floor plans with usable space. Our new home plans are designed with today's needs and and tomorrow's lifestyle in mind.
By Eddie Yandle 17 Nov, 2017

Villas maintenance-free communities are warm, welcoming and neighborly – with sidewalks, curbs and streetlamps, and offer a variety floor plans including first-floor master suites.

Enjoy neighborhood living without the hassle of maintaining your yard in a Villas maintenance-free community.

By Eddie Yandle 10 Nov, 2017

Some Highlights:

  • Since the creation of the VA Home Loans Program, 22 million veterans have been able to achieve the American Dream of homeownership.
  • So far in 2017, $188 billion has been loaned to veterans and their families through the program.
  • VA Purchase Loans are on the rise in 46 out of 50 states and Washington, DC.
By Eddie Yandle 10 Nov, 2017

Veterans Day deals: Where vets get freebies and discounted meals, haircuts and more: US Day Today  

Businesses are saluting veterans and active-duty military personnel Saturday.

They’re offering freebies and special discounts on Veterans Day  to show their appreciation for all those who have sacrificed for their country.

Veterans can enjoy free meals, drinks, treats and even a haircut and car wash. READ MORE


By Eddie Yandle 09 Nov, 2017

Councilman to Hold Community Update Meeting

Richland County Councilman Norman Jackson, District 11, invites constituents to hear updates specific to their area by attending a community meeting at 6 p.m. Wednesday, Nov. 15 at the Sheriff's Department Lower Richland Substation, 2615 Lower Richland Blvd., Hopkins.

Jackson will talk about crime and safety and other important issues. County staff and representatives from the Columbia Housing Authority and the Richland County Sheriff’s Department will be in attendance to help facilitate discussions and answer questions. A post-meeting update will take place at a later date. For more information, contact the Richland County Clerk of Council’s Office at rccoco@rcgov.us  or 803-576-2060.

County Council Returns to
New and Improved Chambers


 
Richland County Council held its first meeting in the newly renovated Council Chambers this week. A complete overhaul of the meeting space makes the area more ADA accessible and includes a dedicated space for media personnel and an additional podium for public comments.

Several new technologies were also incorporated into the renovations, including electronic voting that displays and records Councilmembers' votes and new monitors that clearly display meeting agendas and other information for everyone in the room. Council meetings were held at alternative venues, including Richland Library Main and the Decker Center, while Chambers was under construction. The next Council meeting is 6 p.m. Tuesday, Nov. 14. For more information, click here.

County Staff Provide Emergency Preparation Information at Veterans Brunch

Richland County emergency planners and first responders attended a veterans brunch at the Garners Ferry Adult Activity Center this week to provide flood and emergency preparation information to attendees. Staff stressed the importance of having basic essentials stocked away in an emergency supply kit and provided important documents like supply checklists, flood insurance information and emergency contacts. Visit rcgov.us/emergencypreparedness  for more information.



 


Richland County Council

District 1

Vice Chair Bill Malinowski
803-932-7919


District 2
Chair Joyce Dickerson
803-750-0154
803-518-8033


District 3
Yvonne McBride
803-904-9145


District 4
Paul Livingston
803-765-1192


District 5
Seth Rose
803-779-0100


District 6
Greg Pearce
803-783-8792


District 7
Gwendolyn Kennedy
803-530-5227


District 8
Jim Manning
803-787-2896


District 9
Calvin "Chip" Jackson
803-730-0229


District 10
Dalhi Myers
803-908-3747


District 11
Norman Jackson
803-223-4974



Richland County Clerk
of Council Office


rccoco@rcgov.us
803-576-2060

Richland County Council conducts regular session meetings the first and third Tuesday of each month at
6 p.m. in Council Chambers. All meetings are open to the public. View Council agendas, minutes and a calendar of events at www.rcgov.us.

 


Upcoming Events



Arts & Draughts at the Columbia Museum of Art


Enjoy beer tastings, live musical performances, art projects, interactive art, scavenger hunts, tours and more at this special event at the Columbia Musem of Art.

7 a.m.-11 p.m.
Nov. 10

Columbia Museum of Art
1515 Main St., Columbia
For more information,
click here.






Military Appreciation Day
at EdVenture


EdVenture recognizes the contributions and sacrifice that military children make alongside their military parents. The museum will offer free admission Saturday to guests showing military identification.

9 a.m.-5 p.m.
Nov. 11

EdVenture Children's Museum
211 Gervais St., Columbia
For more information,
click here.






Special-Called Richland County Council Meeting

Richland County Council typically meets the first and third Tuesday of the month at 6 p.m in Council Chambers at the County Administration Building. Meetings are open to the public and are broadcast live on RCTV and rcgov.us.  

6 p.m.
Nov. 14

Council Chambers
Administration Building
2020 Hampton St., Columbia
For more information,
including meeting agendas, click here.

 

By Eddie Yandle 25 Oct, 2017
Make a big first impression with a custom entryway gallery wall. The entryway gives visitors a glimpse into your design philosophy and personal style. Here is an idea that will leave a big visual impact. Get started with these easy-to-follow instructions -
By Eddie Yandle 24 Oct, 2017

Millennials Flock Towards Low Down Payment Programs


A report  released by Down Payment Resource shows that 61% of first-time homebuyers purchased their homes with a down payment of 6% or less.

The trend continued among all buyers with a mortgage, as 73% made a down payment of less than 20%.

An article  by Chase  points to a new wave of millennial homebuyers:

“We teamed up with Google to help us better understand what customers are searching for and how the home buying landscape is evolving. We found that millennials and first-time homebuyers are making a big splash in the market, and affordability remains top of mind.”

Among millennials who purchased homes, David Norris, Loan Depot’s Head of Retail Lending,  said:

“It’s clear from the survey results that Millennials have a lot of anxiety built up about the home buying process.

There is good news, however, as there’s more flexibility than most Millennials think regarding how to qualify for a loan and what’s needed for a down payment.”

Bottom Line

If you are one of the many millennials who is debating a home purchase this year, let’s get together to help you understand your options and set you on the path to preapproval.


By Eddie Yandle 10 Oct, 2017

Boo at the Zoo– Columbia

Lions and tigers and goblins, oh my! Join Riverbanks Zoo and Garden  for a Halloween spook-tacular, Boo at the Zoo. Children 12 and under are invited to wear costumes for a spook-fest!

South Carolina State Fair  - Columbia, SC - Oct 11 to Oct 22, 2017
Equine events, Heritage Village, crafting shows, prince & princess pageant, fair food, entertainment and more.

Carolina Downhome Blues Festival– Camden
The Carolina Downhome Blues Festival is a blues “club crawl” with performances in the cozy theater of the Fine Arts Center of Kershaw County , plus gigs in bars and restaurants in town, up close and personal, the way the blues were meant to be.

Oktoberfest Columbia  - Columbia, SC - Oct 13 to Oct 15, 2017
This Columbia Oktoberfest will have authentic German food, live oompah bands and lots of beer. Hosted by Incarnation Lutheran Church. Admission is free. Entertainment includes the German Friendship Folk Dancers, the Walhalla Bavarian Dancers, The German Connection Band and Die Lustigen Musikanten. Lunch and Dinner menu includes wiener schnitzel, jaegerschnitzel, weisswurst and bratwurst with sauerkraut, spaetzle, kartoffelsalat (potato salad) and more. Beers on Tap from Conquest Brewery, Carolina Brewery, Becks, Widmer and more. Location: 3005 Devine Street, Columbia, SC 29205

ShrimpFest  - Little River, SC - Oct 14 to Oct 15, 2017
22,000 visitors for a shrimp cook out, kids activities, over 150 vendors, arts and crafts, fresh local seafood, and entertainment. Held at the Little River Waterfront, 4460 Mineola Ave., Little River, SC.


South Carolina Sweet Potato Festival  - Darlington, SC - Oct 14, 2017
9am to 4pm on Saturday. More than 100 craft, food, and arts vendors, live entertainment, music, puppets, exhibits, an antique car show, appearances by Spud, and plenty of funnel cakes and sweet potato pies!


Walhalla Oktoberfest  - Walhalla, SC - Oct 20 to Oct 22, 2017
This annual South Carolina Oktoberfest in Walhalla will have live music, food, Oktoberfest dancers, 5K road race, carnival rides, arts and crafts, and family friendly activities. Kids ride the carnival rides all day on Sunday for only $12! Admission is $5 for adults and $3 for children ages 3-10. Location: Sertoma Field Walhalla, SC 29691

Greer Station Oktoberfest  - Greer, SC - Oct 21, 2017
Two stages of German oompah bands, German food and beer from Warsteiner. Local artists work will also be on display in downtown Greer. Menu items include knackwurst, bratwursts, fresh pretzels, kettle korn and lots more. Sample a large selection of German beers and wines.


By Eddie Yandle 10 Oct, 2017
Thinking of a spooky Halloween party in Columbia? Check out these awesome cookie ideas from Delish!!
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