We are celebrating today (and everyday) at our decorated model home, where you can tour our new home and enjoy a fresh cup of coffee. Stop in today or call for your showing. Directions to our Model Home in the Columbia, SC- Click Here!
Whether getting one to go or lingering over a second cup, on September 29 be sure to observe National Coffee Day!
Ah, the perfect cup of java. According to an expert cupper (a professional coffee taster), there are four components of a perfect cup: aroma, body, acidity, and flavor.
From the moment the average coffee lover opens a fresh bag of coffee beans, the aroma beckons, percolating the senses. Even those who don’t drink coffee tend to enjoy the fragrance a roasted bean casts.
When determining the body of a coffee, the bean, the roast, and the brew are all factors. The bean affects the texture of the coffee, whether its silky, creamy, thick or thin on the tongue and throat. However, the darker the roast and how it is brewed will alter the feel of a coffee’s body, too. Grandpa’s motor oil blend versus the coffee shop around the corner’s silky smooth, well-practiced grind have entirely different bodies.
The region a coffee is grown determines its acidity. The higher the elevation the coffee grows, the higher the quality and the acidity. These coffees are considered brighter, dryer, even sparkling by cuppers.
When it comes down to it, coffee lovers cherish the flavor as well as the caffeinated boost this roasted bean gives morning or night, black or with cream and sugar. Hot or cold it provides enjoyment even when decaffeinated!
There are many legendary accounts of how coffee first came to be, but the earliest credible evidence of either coffee drinking or the knowledge of the coffee tree appears in the middle of the 15th century in the Sufi monasteries around Mokha in Yemen. It was here coffee seeds were first roasted and brewed, much like they are prepared today. Yemeni traders brought coffee back to their homeland from Ethiopia and began to cultivate the seed.
In 1670, coffee seeds were smuggled out of the Middle East by Baba Budan , as he strapped seven coffee seeds onto his chest. The first plants grown from these smuggled seeds were planted in Mysore. It was then that coffee spread to Italy, to the rest of Europe, to Indonesia and the Americas.
Brazil produces more coffee in the world than any other country followed by Colombia. More than 50 countries around the world grow coffee, providing a delicious variety for the indulgence of steamy cups of the black drink for connoisseurs to consume.
Enjoy a cup or two of your favorite coffee. Use #NationalCoffeeDay to post on social media. Here is a list of National Coffee Day Specials .
ICEHOUSE AMPHITHEATER: The 246th Army Band will play a free concert at 7 p.m. Monday, July 3, before a fireworks display. 107 W. Main St., Lexington.
SALUDA SHOALS PARK: The Lake Murray Symphony Orchestra’s Star-Spangled Symphonic Salute is 8 p.m. Monday, July 3. 5605 Bush River Road. $5 per car.LEXINGTON COUNTY PEACH FESTIVAL: There’s something oh so American about a day that includes a peach recipe contest, a car show, a peach parade, live music and, obviously, fireworks. The festival starts at 9 a.m. Tuesday, July 4, at the Gilbert Community Park with fireworks at 10 p.m. 110 Rikard Circle, Gilbert.
"Star Spangled Symphonic Salute" Concert | Lake Murray Symphony Orchestra
Saluda Shoals Park!
Patriotic concert at Saluda Shoals Park! Broadway songs, patriotic music and sing-a-longs. Bring picnic blanket or chair. Children's activities. 7pm. More here.
246 Army Band | Icehouse Amphitheater
Monday, July 3, 2017
Uncle Sam Jam | Mount Pleasant Pier
Tuesday, July 4, 2017
To start the year, housing experts all agreed on one thing: 2017 was going to be the year we would see mortgage interest rates begin to rise. After years of historically low rates, and an improving economy, the question wasn’t if they would increase but instead how much they would increase . Some thought we could see rates hit 5-5.5% by the end of the year.
However, the exact opposite has happened. Instead of higher rates as we head into the middle of 2017, we now have the lowest rates of the year (as reported by Freddie Mac ). Here is a graph of mortgage rate movement since the beginning of the year:
69% of Buyers are Wrong About Down Payment Needs
According to a recent survey conducted by Genworth Financial Inc. at the Annual Mortgage Bankers’ Association Secondary Market Conference , 69% of mortgage professionals say that first-time buyers still believe a 20% down payment is necessary to buy in today’s market.
Nearly 40% of mortgage industry professionals surveyed believe that a lack of knowledge about the home-buying process is keeping potential buyers on the sidelines. Saving for a down payment is often cited as a huge barrier for first-time homebuyers to make the leap into homeownership.
If homeowners believe that they need a 20% down payment to enter the market, they also believe that they will have to wait years (in some markets) to come up with the necessary funds to buy their dream homes.
The greatest source of confusion cited in the survey results centered around down payments. The results are broken down in the chart below:
See our specialty events through out the Midlands, such as Hot dog grill outs, Donuts for Dads, Social media events, and games!! Like our houses, we have something for everybody! Stop by our locations!! Our event calendar is powered by eventbrite, so sign up today- Remember it is FREE and family friendly!!
As you tour these lovely neighborhoods, homes and communities remember that a new home is still one of the most sound investments you can make. Interest rates are still among the lowest they’ve been in the last 25 years, so now is one of the best times to buy a new home. Perhaps one of the homes or communities you see will be the one that is perfect for your family.
Columbia's Largest Open House of New Homes for Sale is the 2017 TOUR OF HOMES coming this June 10-11, 17-18 & 24-25. The annual scattered-site showing offers Featured Communities, New Homes, Apartment Communities and Senior Living Communities for your inspection. Homes are open each Saturday from 11am to 6pm and each Sunday from 1pm to 6pm.
The TOUR OF HOMES showcases the best new home communities and homes in every price range. Columbia’s finest builders and developers show you their innovative ideas, special design features, dynamic floor plans and fine craftsmanship. You'll also be able to see some of the areas newest apartment communities and senior living communities.
The Villas is about easy, MAINTENANCE-FREE LIVING! Take your weekends back and spend time doing what matters most. Built by one of Columbia's finest home builders, EXECUTIVE CONSTRUCTION HOMES. All brick luxury homes in a gated community surrounded by walking trails, tennis, golf, restaurants and shopping. Stop by the model today for a preview!
Plan books featuring all of the homes and Featured Communities on the TOUR will be available for free at all Coldwell Banker Residential Brokerage locations during the Tour of Homes, at all of the Featured Communities, specially-marked Free Times racks throughout Columbia, and in digital format on our website. Once you get the book, plan your route and go see some new homes. Get more information at www. BIAof-CentralSC.com .
Columbia's Largest Open House of New Homes for Sale is the 2017 TOUR OF HOMES coming this June 10-11, 17-18 & 24-25. The annual scattered-site showing offers Featured Communities, New Homes, Apartment Communities and Senior Living Communities for your inspection.
As you tour their lovely neighborhoods and homes, remember that a new home is still one of the most sound investments you can make. Interest rates are still among the lowest they’ve been in the last 25 years, so now is one of the best times to buy a new home. Perhaps one of the homes or communities you see will be the one that is perfect for your family.
Do You Know the Cost of NOT Owning Your Home?
Owning a home has great financial benefits, yet many continue renting! Today, let’s look at the financial reasons why owning a home of your own has been a part of the American Dream for as long as America has existed.
Zillow recently reported that:
“With Rents continuing to climb and interest rates staying low, many renters find themselves gazing over the homeownership fence and wondering if the grass really is greener. Leaving aside, for the moment, the difficulties of saving for a down payment, let’s focus on the monthly expenses of owning a home: it turns out that renters currently paying the median rent in many markets could afford to buy a higher-quality property than the typical (read: median-valued) home without increasing their monthly expenses.”
What proof exists that owning is financially better than renting?
1. The latest Rent Vs. Buy Report from Trulia pointed out the top 5 financial benefits of homeownership:
2. Studies have shown that a homeowner’s net worth is 45x greater than that of a renter.
3. Just a few months ago, we explained that a family buying an average priced home at the beginning of 2017 could build more than $42,000 in family wealth over the next five years.
4. Some argue that renting eliminates the cost of taxes and home repairs, but every potential renter must realize that all the expenses the landlord incurs are already baked into the rent payment – along with a profit margin!!
Owning a home has always been, and will always be, better from a financial standpoint than renting.
The choice between renting and buying a home is one of the biggest financial decisions you will make. With home prices are rising across the country, people are shying away from buying options. However, buying a home is still 37.7% cheaper than renting on a national level. The decision to rent vs. buy will be dependent on the area you are deciding to live in.
A Peak at the Current Market
It has only become slightly cheaper to buy vs rent because of the rising home prices. Home prices have increased by 5.9 % since last year compared to an increase of 3.5% for rents. However, mortgage rates have dropped from 3.9% to 3.7% in the past year, which still gives home buying an advantage. By using a mortgage calculator , you can determine the best financial option for you, and if your mortgage rate would be above or below industry average to better.
Living in Columbia
It is more cost effective to rent vs. buy in the top 100 metros across the country, but some cities obviously see higher monetary benefits than the rest. Columbia rounded out the top 10 metros with the largest financial advantage of homeownership. As of 2016, the median home value in Columbia, SC is $124,733.00 and renting averages come to $1,125.00 per month. These prices indicate that it is 50.6% cheaper to buy a home versus renting in Columbia.
The top ten metros with the largest financial advantage of home ownership include:
1. Miami, FL
2. West Palm Beach, FL
3. Houston, TX
4. Fort Lauderdale, FL
5. Charleston, SC
6. Baton Rouge, LA
7. New Orleans, LA
8. Syracuse, NY
9. Philadelphia, PA
Factors That Influence Price in Columbia
The city continues to see steady growth since the recession, which indicates a slow increase in home prices. When looking at Columbia home buying trends , there are various factors that affect the price in Columbia, some of which include home size and location. Given the demographic of Columbia, single-family homes and condominiums tend to sell the quickest in the city. Additionally, school districts will play a major role in neighborhood popularity, which can also affect home prices.
Don’t Wait to Buy
Whether you are a first-time buyer or a seasoned vet in the industry, now is the time to buy Columbia real estate . Take advantage of the lower mortgage rates now before they increase, making it harder to purchase a home.
Coming Soon! New Construction Lakefront in the Desirable Award Winning Lake Carolina neighborhood of Harborside.